[2N1-GS-10] AI application

[2N1-GS-10-05] Hybrid AI for Credit Models

〇KIYOSHI ONO¹ (1. COMTURE Corporation)

Keywords:Credit Mode, Hybrid AI, Imblaced Data, Factoring model for the construction

Hybrid AI of credit models refers to advanced AI credit systems by combining different types of AI techniques and theories and DB techniques, such as machine learning and Bayesian statistics, machine learning of unbalanced data or alternative data. We will discuss the simultaneous tuning of initial and developing credit models, factoring models and credit model trends in the construction industry created by Hybrid AI.