Real Estate Economics and Finance

[5-B-04] Spatial Processes in the European Motor Insurance

*Codruta Mare^1,2, Simona Laura Dragos³, Gabriela Mihaela Muresan³ (1. Babes-Bolyai University, Faculty of Economics and Business Administration, Dep. of Statistics-Forecasts-Mathematics, Cluj-Napoca, Romania, 2. Babes-Bolyai University, The Interdisciplinary Centre for Data Science, 3. Babes-Bolyai University, Faculty of Economics and Business Administration, Dep. of Finance, Cluj-Napoca, Romania)

Keywords:Spatial panel regression, motor insurance demand, institutional and cultural factors, spatial diffusion process, road fatalities